Preparing for your Home Purchase

Whether it’s your first-time or second time, homebuyers often feel a mix of excitement and uncertainty when beginning their real estate journey. Here's what you should prepare as you get ready to find your perfect home

Know what you can afford.

Understand your budget and get pre-approved for a mortgage. Review your income and financial obligations. Organize and prepare relevant income documents.
Save for a down payment
Budget for closing costs (generally 2-5% of the loan amount)
Maintain good credit and avoid large purchases before closing. Take steps to boost your score before you start house hunting.

Mortgage Calculator
Home Search Essentials

Create a list of "must-haves" versus "nice-to-haves"
Research neighborhoods that match your lifestyle needs
Consider commute times, schools, and local amenities
Be ready to act quickly in competitive markets
Create a moving checklist

Moving Checklist
Working with a Realtor

It’s absolutely vital that you use a real estate professional who understands your goals and who is ready and able to guide you through the home buying process. Here’s how we can help:
Showing you homes based on your needs
Writing a strong offer & negotiating on your behalf
(Factor potential maintenance and repair costs into your buying budget).
Coordinating communication between lenders, escrow officers, title and sellers agent to ensure a smooth transaction from open to close.

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